Housing Loans

HDFC Bank :
  • Buying a house is one of the biggest and most important decisions of a lifetime. A good house is essential for the all-round well-being of a family. Its purchase therefore requires meticulous planning and careful consideration. You need to assess your requirement and apply for the most suitable housing loan.
  • HDFC Bank offers a wide range of housing loans to cater to the varied needs of different sets of consumers. Our diversified portfolio of loan offerings includes loans for purchase of a new apartment from a developer or a development authority as well as for purchase of resale properties.
  • If you want to construct your own house, you can avail of a loan for the purchase of a plot and construction thereon.
  • A home improvement loan facilitates home renovation while you can get a home extension loan to fund the cost of adding more floors or rooms to your existing house.
ICICI Bank :

ICICI Bank offering Home Loan up to Rs. 5 Crore* online with a attractive interest rate @ 8.75%** p.a. Get benefits with minimal documentation and instant provisional sanction*. ICICI Bank offers flexible tenure options, ensuring convenient repayment. Secure the perfect Housing Loan amount and embark on your homeownership journey with confidence. Trust ICICI Bank for a seamless and customer-friendly Home Loan experience.

  • ICICI Bank offers up to Rs 5 crore* Home Loan online, providing ample financing options for diverse housing needs.
  • Our streamlined documentation process liberates you from excessive paperwork, accelerates approval and amplifies convenience for applicants.
State Bank of India Bank :

SBI Home Loans is the largest Mortgage Lender in India, which has helped over 30 lakh families to achieve the dream of owning a home.

In the event of change in benchmark rate (REPO), the interest rate in Home / Home Related Loan account will also undergo change. Upward revision in the Repo Rate will result in consequent increase of interest rate in the Home / Home related loan.

The customer will have following options to negate the effect of rise in Rate of Interest:

  • To Pay lumpsum amount to continue with existing EMI and Tenor.
  • To Increase the Loan Tenor (within permissible tenor & Age limit).
  • To Increase the EMI to pay the Loan within the existing tenor.
  • Combination of any of the above.
Axis Bank :

Fulfil your dream of owning a home with Axis Bank Home Loans, offering housing loans starting at ₹3 lakh. Axis Bank Home Loans come with a host of benefits, including affordable EMIs that allow you to spread out payments over a longer tenure, attractive interest rates, an easy application process, doorstep service, and more.

Depending on the type of housing loan you apply for, you will have to pay various charges, including:

  • Processing fee: Up to 1% of the loan amount or ₹10,000(whichever is higher) + GST(as applicable). An upfront processing fee of ₹5,000 plus GST shall be collected at the time of application submission. The balance processing fee, as applicabe, shall be collected at the time of loan disbursement. The processing fee is a non-refundable fee collected by the Bank for the purpose of reviewing the loan application and same is independent of the outcome of such assessment.
  • Prepayment charges: If you repay the loan before the tenure ends, a prepayment penalty applies.
Kotak Mahindra Bank :

Kotak Mahindra Bank offers a range of home loans in India to help individuals purchase their dream homes. As a significant investment, we understand the importance of making the right decision, which is why we provide comprehensive information on home finance, including interest rates, eligibility criteria, and customisable loan offerings. Whether you are a first-time homebuyer, upgrading to your dream home or planning to reduce your Housing Loan EMI by shifting, we have the perfect solution to suit your needs. Our website offers helpful resources such as home loan calculators and FAQs to guide you towards making an informed decision. Take the first step towards owning your dream home in India today by applying for housing finance with Kotak.

You can apply now for a Kotak Home Loan via our website, Mobile Banking App, or by simply walking into the nearest Kotak Mahindra Bank branch.

  • Attractive Interest Rates: Rates linked to RBI's repo rates.
  • Minimal Documentation: Hassle-free, simple and quick processing.